Accept payments seamlessly and securely

Toast Payment Processing is a secure and reliable credit card processing solution, built specifically for restaurants.

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Interested in how processing fees work?

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Simple, transparent pricing

Get clear and easy-to-understand rates.

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One platform to power your restaurant

One provider for all your restaurant needs.

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Discover uncomplicated and transparent pricing, built specifically for restaurants

Custom-built rate
Our team of dedicated payment experts will create a rate for you based on your business.
No hidden fees
Don't get blindsided by additional transaction fees or markups at the end of each month.
Competitive and clear pricing
Get clarity into your processing fees with easy-to-understand rates.

Safeguard your restaurant with a partner devoted to security

Real-time machine-learning fraud monitoring
Our systems help detect and block suspicious online ordering transactions in real-time to prevent resulting chargebacks.
Hardware equipped with EMV and NFC technology
Processing chip cards or mobile payments on our hardware leverages EMV or NFC technology to help prevent fraudulent transactions.
PCI compliant Level 1 Services Provider
The security of your and your customers’ payment card data is our priority. Our platform and services are compliant with PCI DSS.
Encryption to protect payment card data
From the moment a customer pays for their order, payment data is encrypted to prevent payment card data getting into the wrong hands.

What is Toast Payment Processing and who is it for?

Toast Payment Processing is a secure credit card and digital payment processing solution built specifically for restaurants using the Toast POS platform. It helps US restaurants accept payments in person and online, with restaurant-focused pricing, fraud prevention, and payment security. Within Toast’s broader restaurant platform, it serves as the payments layer that works alongside Toast POS, online ordering, takeout, delivery, and financial management tools.

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Accept payments easily online or in person

Demo a seamless and secure payment processing platform

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By requesting a demo, you agree to receive automated text messages from Toast. We’ll handle your info according to our privacy statement. Additional information for California residents available Additional information for California residents availablehere.

Meet the rest of the Toast POS platform

Everything You Need to Know about Fraud Prevention

Make sure your restaurant and your customers are protected, whether they’re dining in or ordering takeout or delivery.

The Guide to Restaurant Debit and Credit Card Processing

We’ll walk you through everything you need to know: common debit and credit card fees, payment processing pricing structures, and more.

Restaurant Reopening Calculator

Whether you're reopening or reinventing your concept, this calculator will help you manage your restaurant's finances.

This page was last updated on: June 8, 2026

*Based on a third-party analysis of chargeback frequency across Visa payment card transactions in the U.S. restaurant industry segment, rolling 12 months’ data ending March 2024. Actual results may vary and depend on the unique characteristics of each business.