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1 Based on Toast internal data from 1/1/24 to 10/31/24 among restaurants using Toast Payroll. Individual results will vary.
2 Toast Capital Loans are issued by WebBank. Loans are subject to credit approval and may not be available to borrowers in certain jurisdictions. WebBank reserves the right to change or discontinue this program without notice.
3 Toast is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of the insured bank. Certain conditions apply to the pass-through insurance coverage.
4 With instant deposit, your restaurant's card transactions (excluding American Express Direct transactions) will be deposited to your restaurant's eligible bank account typically within a few seconds (may take up to 30 minutes in rare cases). A 1.75% fee is applied to the amount of each instant deposit.
5 Toast is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Toast Checking Account Debit Mastercard is issued by Thread Bank pursuant to a license from Mastercard Inc. and may be used anywhere Mastercard is accepted.