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Restaurant & Retail Payment Processing

Accept payments seamlessly and securely

Toast Payment Processing is a secure and reliable credit card processing solution, built specifically for restaurants.

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Simple, transparent pricing

Get clear and easy-to-understand rates.

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One platform to power your restaurant

One provider for all your restaurant needs.

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Discover uncomplicated and transparent pricing, built specifically for restaurants
  • Custom-built rate

    Our team of dedicated payment experts will create a rate for you based on your business.

  • No hidden fees

    Don't get blindsided by additional transaction fees or markups at the end of each month.

  • Competitive and clear pricing

    Get clarity into your processing fees with easy-to-understand rates.

Safeguard your restaurant with a partner devoted to security
  • Real-time machine-learning fraud monitoring

    Our systems help detect and block suspicious online ordering transactions in real-time to prevent resulting chargebacks.

  • Hardware equipped with EMV and NFC technology

    Processing chip cards or mobile payments on our hardware leverages EMV or NFC technology to help prevent fraudulent transactions.

  • PCI compliant Level 1 Services Provider

    The security of your and your customers’ payment card data is our priority. Our platform and services are compliant with PCI DSS.

  • Encryption to protect payment card data

    From the moment a customer pays for their order, payment data is encrypted to prevent payment card data getting into the wrong hands.

How does credit card processing work for restaurants?

When a guest pays by card or digital wallet, the restaurant's payment processor sends the transaction to the card network and the guest's bank for approval. It then deposits the funds, minus processing fees, into the restaurant's bank account. Toast Payment Processing is a secure credit card and digital payment processing solution built specifically for restaurants using the Toast POS platform. It helps US restaurants accept payments in person and online, with restaurant-focused pricing, fraud prevention, and payment security. Within Toast’s broader restaurant platform, it serves as the payments layer that works alongside Toast POS, online ordering, takeout, delivery, and financial management tools.

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Accept payments easily online or in person

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Demo a seamless and secure payment processing platform

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Toast POS 플랫폼의 나머지 부분 소개

Everything You Need to Know about Fraud Prevention

Make sure your restaurant and your customers are protected, whether they’re dining in or ordering takeout or delivery.

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The Guide to Restaurant Debit and Credit Card Processing

We’ll walk you through everything you need to know: common debit and credit card fees, payment processing pricing structures, and more.

Read More

Restaurant Reopening Calculator

Whether you're reopening or reinventing your concept, this calculator will help you manage your restaurant's finances.

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