Exclusive Offer: Get up to a $500 cash bonus* by depositing funds into your Toast Balance Account!**

*One bonus per eligible customer. This promotion is limited to the first 100 customers that open a Toast Balance Account after being presented with the promotion’s advertisement. You must have an average daily balance of at least $5,000 to earn a bonus, and the maximum bonus you can earn is $500.You must satisfy all applicable terms and conditions and have an active primary Toast Balance Account in good standing to be eligible to receive bonus. Bonus promotion may be modified or canceled at any time. 

**Toast is not a bank. Banking services provided by Thread Bank, Member FDIC. Interest rate of 2.54% and Annual Percentage Yields (APY) of 2.57% for accounts with balances below $25,000, and interest rate of 2.74% and APY of 2.78% for accounts with balances $25,000 or higher, are effective as of 11/8/2024. The interest rates and APYs are variable and may change at any time. Fees may affect earnings on the account.

What could an extra $500 in your pocket do for you? The first 100 customers to open a Toast Balance Account can earn up to $500 by depositing funds and maintaining their balance! 

Open an account

The higher your total balance gets the bigger the bonus:

Here’s how to take advantage of this promotion:

1. Deposit at least $5,000 into your Toast Balance Account within 30 days of opening your account
2. Maintain your balance for 90 consecutive calendar days
3. Receive your cash bonus in your primary Toast Balance Account depending on your average daily balance during the 90-day maintenance period

Open an account

FAQs

What does “average daily balance” mean?

This is the average of the ending daily total available funds you have across your Toast Balance Account and Jars, over a specific period of time. We’ll use this to calculate what cash bonus amount you’re eligible for

How long do I need to maintain my total balance at a certain level?

You must maintain your average daily total balance for 90 consecutive calendar days as specified to receive the cash bonus for the total balance tier in the table above.

What happens if my average daily total balance increases during the promotional period?

Your average daily balance will be calculated over the 90-day promotional period to determine your cash bonus amount. If you deposit more funds or increase Auto Savings during the promotional period, you could become eligible for a larger cash bonus!

How and when will I receive my cash bonus?

If your average daily balance meets the levels in the chart above for 90 consecutive calendar days, you’ll get up to $500 in bonus cash deposited into your primary Toast Balance Account Toast within 30 days of meeting these requirements.

For general Toast Balance Account FAQs, including ACH limits and wiring information, click here.

*One bonus per eligible customer. This promotion is limited to the first 100 customers that open a Toast Balance Account after being presented with the promotion’s advertisement. You must have an average daily balance of at least $5,000 to earn a bonus, and the maximum bonus you can earn is $500.You must satisfy all applicable terms and conditions and have an active primary Toast Balance Account in good standing to be eligible to receive bonus. Bonus promotion may be modified or canceled at any time. 

**Toast is not a bank. Banking services provided by Thread Bank, Member FDIC. Interest rate of 2.54% and Annual Percentage Yields (APY) of 2.57% for accounts with balances below $25,000, and interest rate of 2.74% and APY of 2.78% for accounts with balances $25,000 or higher, are effective as of 11/8/2024. The interest rates and APYs are variable and may change at any time. Fees may affect earnings on the account.