Cash back from premium national and regional vendors From cleaning services to kitchen equipment, you can get cash back rewards on purchases made at select restaurant-specific vendors. Click here to learn more about the participating vendors.
No need to enroll separately for the rewards program
Access to the rewards program is automatically available to you when you become a Toast Restaurant Card cardholder.
Easily search for available cash back offers
Simply log in to your Toast Restaurant Card dashboard to search for available cash back rewards and start saving away.
A single partner for all of your restaurant’s financial needs
Gain a powerful view of your restaurant’s finances
View debit card activities and deposit history directly on your Toast Restaurant Card dashboard.
Designed to be compatible with your Toast POS
We’ve designed the Toast Restaurant Card to work seamlessly across the entire Toast platform.
Access fast funding through Toast Capital
If approved for a Toast Capital Loan, funding can be deposited onto the Toast Restaurant Card for you to start spending right away.4
Business Rewards program built for restaurants
Earn cash back rewards from these premium vendors.2
Get 5% cash back rewards on eligible purchases using your Toast Restaurant Card at Hedley & Bennett.
The Toast Restaurant Card is a business debit card that allows you to receive your restaurant’s daily credit card sales almost instantly (typically within one hour of credit card batch). You can spend this money directly off of the card anywhere Mastercard® is accepted, with options to set up Bill Pay or withdraw funds as cash. In addition to faster access to your money, you can also earn valuable rewards if you use the Toast Restaurant Card at select vendors.
How much does the Toast Restaurant Card cost?
There is no cost to use the Toast Restaurant Card! And while you may incur fees from an ATM network, there are no additional fees charged by Toast or Sutton Bank, the issuer of the Toast Restaurant Card.
How do I get a Toast Restaurant Card?
If you are an existing Toast customer, you can sign up for the waitlist here. If you are new to Toast, click here to request a free demo. Applying for a Toast Restaurant Card does not affect your personal or business credit score.
Where can I use my Toast Restaurant Card?
You can use your Toast Restaurant Card anywhere Mastercard® is accepted. Your card is also enabled with contactless technology allowing you to tap for even faster checkouts.
Can I split my deposit between my Toast Restaurant Card and another account?
At this time, your full deposit will automatically be sent to your Toast Restaurant Card. There is no option to split this between multiple accounts.
1.Access to funds is typically within one hour after credit card batch.
2.Business Rewards terms and conditions apply. See full terms and conditions here.
3.Third-party fees charged by ATM operators may apply.
4.Toast Capital Loans are issued by WebBank, Member FDIC. Loans are subject to credit approval and may not be available in certain jurisdictions. WebBank reserves the right to change or discontinue this program without notice.
Toast Restaurant Cards are issued by Sutton Bank, Member FDIC, pursuant to license by Mastercard. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard. Terms and conditions apply. Details are subject to change.